Burnham delivers a world of new health plan options...
For the new world we live in.
Alongside the managed care, indemnity and self-funded health plans that are most familiar to employers, new trends in health benefits are emerging.
Burnham offers the full spectrum of plan design options, including consumer driven health plans (CDHPs), wellness programs and increasingly popular minimed programs for employers who rely on a part-time workforce.
| Medical – HMO/PPO/POS and traditional indemnity plans – Consumer driven health plans (CDHPs) – Employee assistance plans (EAPs) – Self-funded employer plans – Re-insurance/stop-loss programs – Risk analysis – Medicare supplement and Medicare Part D – Executive medical plans – Part-time/mini-med plans – Retiree medical plans Dental – PPO – HMO/prepaid plans Vision – Fully insured – Self-funded |
Wellness – Worksite wellness planning and implementation – Vendor coordination – Tracking and analyses – Health fair planning and implementation Section 125 – Premium only – Health care spending accounts – Dependent care spending accounts |
Consumer Driven Health Plans
Burnham has developed the broad expertise necessary to evaluate, plan and implement the various components of a CDHP, which will usually include a Health Savings Account (HSA) or a Health Reimbursement Arrangement (HRA) combined with a high deductible insurance plan.
Underlying the CDHP concept is an increased focus on prevention. Reducing the incidence of preventable, chronic diseases is the key to controlling health care costs for both employers and employees. For this reason, most CDHPs offer 100% coverage of preventative care.