Insights

Get fresh perspectives on the topics of today.

Benefits, Risk, and Wealth are industries in motion. We help you stay on top of the topics and trends that matter most.
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    Burnham Insights HDHP Medical Plans
    Cost Savings
    09.20.21
    Have HDHPs Run Their Course?

    Author: Alison Neilson, ASA, MAAA, Consultant & Lead Actuarial Consultant   What are HDHPs? High deductible health plans, HDHP for short and sometimes optimistically referred to as consumer driven health plans (more on this later), are exactly as the name describes. HDHPs are healthcare plans with high deductibles where all care is paid for by […]

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    Retirement
    08.10.21
    Do 457 Retirement Plans Have Fiduciary Duties?

    Author: Taylor Boyd, Burnham Gibson Wealth Adivsors 457 plans are outside the governance of ERISA jurisdiction, but municipal retirement boards and their members should still pay heed to certain areas of this legislation. Retirement boards have a responsibility to act exclusively in the best interest of plan participants. There are several obligations to which a […]

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    Covid-19
    08.01.21
    How to Make the Most of Your EAP: Stand Alone or Embedded

    Author: Debra Farmer, Vice President   In recent years, mental wellness slowly became a more a prominent issue in the healthcare space, which made employers and employees prioritize the availability of mental health resources in benefits packages.  The onset of COVID-19 in 2020 came with a lot of emotional hardship for many people and fully […]

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    Cost Savings
    08.01.21
    Fully-Insured vs. Self-Insured Captive: What’s Best for Your Company?

    Authors: Dan Exceen, Executive Vice President and Sydney Dougherty, Consultant   Like with most lines of insurance, COVID-19 impacted the pricing, availability of coverage, renewals, and underwriting trends in the health insurance space. Employers are interested in looking at other options outside of the traditional, fully insured model that are more cost-effective. and exploring the […]

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    Human Resources
    07.30.21
    Post-Pandemic Motherhood

    How to Support Women Struggling More with Mental Health, Work, and Child Care by Shannon Thaxton, Account Executive It is no surprise that people are having a hard time mentally during the quarantine requirements from Covid-19.  However, there seems to be a much larger decline in how women are feeling over men.  There are numerous […]

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    Cost Savings
    07.20.21
    HR Experiencing the Post COVID Catch-Up

    Author: Rachel Aleknavicius, Vice President   Though the world is slowly reopening and recovering from the hardships brought on by COVID-19, it’s clear that the challenges we all experienced will stay with us for the years to come. We’ve collectively coped with the hardships of this global event together and are now acclimating to the […]

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    B Corp
    03.26.21
    B Healthy Insurance Captive

    Healthcare expenses continue to rise, and both employers and employees are left to cover the costs. As a community of companies that care deeply for their employees and company culture, B Corps came together to offer other B Corps a better way to provide medical coverage to their number one asset. B Healthy is a […]

    Parenting
    Human Resources
    07.21.20
    Continuing To Support Working Parents As Schools Reopen

    Adjusting for the new school year As we approach the end of summer, the usual excited anticipation of the new school year is quickly being replaced by feelings of anxiety and concern as many working parents are receiving news of what the new school year may hold for them. The reality is clear that the […]

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    Employee Benefits
    07.02.20
    Doctor’s Visits During a Pandemic

    Is it safe to visit a doctor’s office? So many questions and so many opinions are circling around right now, given these unprecedented times. How important are annual exams during a pandemic? Is it safe to go to a doctor’s office when you keep hearing guidance to use telemedicine when possible? Do you need to […]